All too often, careless drivers don’t look where they’re turning and crash into motorcycles. The consequences can be fatal, and the responsible drivers need to pay for their acts.
Wade Law Firm has a motorcycle accident lawyer in Plainfield ready to hear your story and help you get compensation. It’s quite likely your injuries are more severe than the average accident, so you need to get the most from your claim.
Leading Causes of Indiana Motorcycle Accidents You Can Sue For
The key thing in most motorcycle accidents is an inattentive driver. A common cry of an at-fault driver in a motorcycle accident is “I never saw them.” Here are some examples of negligence that we’ve seen in our practice:
- Drunk driving
- Distracted driving
- Aggressive driving
- Failure to yield
- Failure to signal
To reduce your chances of a crash, we encourage all riders to attend a motorcycle training school and to stay as attentive as possible while riding. Expect that the other drivers will not be able to see you and ride accordingly.
For a free legal consultation with a motorcycle accidents lawyer serving Plainfield, call (815) WADE-LAW
Am I Required to Wear a Motorcycle Helmet in Indiana?
Several studies show that the use of helmets reduces the risks of serious head injury. In Indiana, only drivers and passengers under 18 are required to wear a helmet and protective eyewear or face shields. Note: motorcycle helmet laws do vary from state to state.
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Steps to Take to Protect Your Rights After a Serious Motorcycle Accident in Indiana
The first thing to do after your accident, assuming you’re not taken to the hospital, is gather information. Contact 911 to get the police on the way, then take photos of your injuries and the crash scene. Exchange information with the other drivers, including your name, contact information, and insurance information.
After you’ve been released, go see a doctor even if you feel okay at the time. Injuries can take a few hours or days to appear. Keep detailed notes of how the accident has affected your life. This record can help you get more compensation.
Finally, be careful what you tell others. An insurer might, for instance, browse your social media to see if your injuries aren’t as bad as you claim. Even saying you’re okay or fine as a matter of politeness can and will be used against you.
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Is Motorcycle Insurance Required in Indiana?
Yes, motorcycle insurance is required and you must show proof of insurance before registering your motorcycle. The consequences of riding uninsured can be catastrophic.
Basic motorcycle insurance coverages in Indiana include:
Bodily Injury Liability
If you cause an accident and someone is injured, this motorcycle insurance coverage can help pay their medical bills and loss of income.
Property Damage Liability
This coverage helps pay for damages to another person’s vehicle or property if you cause an accident.
Collision coverage may be required if your vehicle is financed or leased.
Also known as “other than collision,” this motorcycle coverage can help pay for damage to your vehicle from vandalism, theft, weather events, and falling objects.
Uninsured or Underinsured Motorcycle Coverage
Uninsured motorist insurance may help protect you against drivers who don’t have liability insurance or lack the money to pay for injuries and damages they cause to you, your passengers, or your motorcycle. This coverage is often paired with underinsured coverage, which is similar, but for situations where the other driver’s insurance will pay for some of the damages. Such coverage may also protect you from covered hit and run accidents.
In Indiana, a driver is considered “fully insured” with a minimum bodily injury coverage of $25,000 per person and $50,000 per accident. It is nearly impossible to imagine an Indiana motorcycle accident with less than $25,000 in bodily injuries. Therefore, you should protect yourself with the most uninsured and underinsured motorist coverage that you can afford.
Also known as Personal Injury Protection (PIP), med pay can help cover medical costs related to an accident, regardless of who’s at fault.
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Injuries a Plainfield Motorcycle Accident Attorney Can Help You Claim
We know people get injured in all kinds of motor vehicles, but motorcyclists are some of the most vulnerable ones on the road. According to a study published by the National Highway Traffic Safety Administration (NHTSA), riders of motorcycles are more likely to get injured than drivers and passengers by a factor of five.
Motorcycle wreck injuries vary in severity depending on the unique circumstances of the crash. When there is no barrier between your body and the other vehicle, injuries can be devastating. Even “minor accidents” can leave a rider with extremely serious injuries. Some common injuries victims of motorcycle crashes deal with include:
- Traumatic brain injuries (TBIs)
- Spinal Cord Injuries
- Serious Soft Tissue Injuries
Even if you wear full body safety gear, it doesn’t compare to the protection of a car’s frame, seatbelts, and airbags. It’s a risk all riders take for their freedom. Yet that doesn’t exclude other drivers from their responsibilities to others on the road. A motorcycle accident attorney in Plainfield can help you make a claim and make them pay what you deserve.
If You Were Injured in Plainfield, You Can Get Paid with Joe Wade
Speak with a Plainfield motorcycle accident attorney today at Wade Law Firm. Call us at the number on your screen or use our online contact form. We want to hear your case and help you recover so you can move on after your accident.
Call or text (815) WADE-LAW or complete a Free Case Evaluation form